When it comes to managing money in the UAE, few banks offer the reach, reliability, and digital innovation of First Abu Dhabi Bank (FAB). Whether you’re checking your salary on a Ratibi card, managing a prepaid payroll card, or keeping tabs on your savings account, knowing how to do a FAB balance check is essential for staying financially aware—and ahead.
FAB is the UAE’s largest bank by assets, and it’s also one of the most digitally forward institutions in the region. From mobile apps to SMS alerts and secure website portals, FAB caters to every user—tech-savvy expats, UAE nationals, blue-collar workers, and entrepreneurs alike.
Let’s explore the smartest ways to check your FAB account balance—both online and offline—and why it matters in today’s fast-moving economy.
Why Checking Your FAB Balance Matters More Than Ever
In a time where cashless payments, WPS salary transfers, and digital wallets are the norm, having instant access to your bank balance is no longer optional. For employees on prepaid cards like the Ratibi or FAB salary card, knowing when your salary is credited or how much is left can mean the difference between financial freedom and unexpected overdrafts.
Frequent balance checks are part of sound money habits. They help you:
- Monitor income and expenses in real time
- Avoid unnecessary spending or overdraft fees
- Stay alert for unauthorized transactions
- Plan transfers, savings, and bill payments better
FAB Balance Check Methods: From High-Tech to No-Tech
FAB ensures every account holder—regardless of their tech comfort level—can check balances conveniently. Here are the most reliable and secure ways to do it:
1. FAB Website Balance Check (for Ratibi and PPC Cards)
One of the simplest options for prepaid salary cards (Ratibi and PPC) is using FAB’s dedicated online portal.
Steps:
- Visit: https://ppc.bankfab.com
- Enter the last two digits of your card
- Enter your Card ID number (found on the front or back of your card)
- Click “Go” to view your balance instantly
This method is especially valuable for Wage Protection System (WPS) users and blue-collar workers who may not use full-service banking apps.
2. FAB Mobile App: Digital Banking on the Go
If you prefer smartphone banking, the FAB Mobile App is your all-in-one financial command center. Available on both iOS and Android, this app lets you manage multiple FAB accounts and check balances anytime.
How to Use It:
- Download FAB Mobile from the App Store or Google Play
- Log in using your mobile number, Emirates ID, or fingerprint
- Tap on ‘Accounts’ and select the one you wish to check
Beyond checking balances, the app supports:
- Statement downloads
- Card activation or blocking
- Transfers (local & international)
- Cashback offer tracking
This is ideal for expats and digital-first users looking for real-time access.
3. ATM Balance Inquiry (Online Not Required)
No smartphone or internet? No problem. FAB ATMs are available across the UAE and support direct balance checks.
Steps:
- Insert your FAB card into any FAB ATM
- Enter your PIN code
- Choose ‘Balance Inquiry’ from the main menu
This method supports all FAB card types—including debit, salary, and Ratibi cards.
Bonus Tip: Some FAB ATMs also allow NOL card top-ups, making them extra useful for commuters.
4. SMS Banking: Simple and Fast
For users in areas with low connectivity or without smartphones, FAB’s SMS banking service is a reliable go-to.
Steps to Check Balance:
- Register your number for SMS banking (via branch or online)
- Text BAL XXXX (replace XXXX with last 4 digits of your account) to 2121
- You’ll receive your account balance in seconds
This works best for users who value minimal digital steps and instant updates.
5. Call FAB Customer Care (Human Support Option)
FAB also supports traditional phone banking for users who prefer human interaction or need help beyond balance checks.
Call Numbers:
- UAE: 600 52 5500
- International: +971 2 6811511
Follow the IVR prompts to reach balance inquiry options and authenticate your identity.
This option is best for non-digital users or those with complex banking questions.
Choosing the Right FAB Account for You
FAB offers various account types, each tailored to different financial lifestyles:
| Account Type | Best For | Features |
|---|---|---|
| Current Account | Daily banking & salary deposits | Debit card, online access |
| Savings Account | Long-term savings | Interest accrual, partial withdrawal |
| iSave Account | Digital savers, freelancers | No minimum balance, online only |
| Ratibi Card | Salaried workers (no bank a/c) | SMS alerts, WPS-compliant |
| Investment Account | Wealth builders | Access to funds, stocks, structured products |
Extra Benefits with FAB
FAB doesn’t just stop at banking. It offers add-ons that can make daily life easier:
- Cashback offers up to AED 5000 for select salary accounts
- Zero minimum balance on Ratibi and iSave accounts
- Prepaid card management tools for both employers and workers
- Digital statements and real-time alerts on all transactions
Final Thoughts: FAB Balance Check is Your First Step to Financial Awareness
Checking your FAB balance is more than just a routine. In a UAE economy driven by fast-paced digital payments and WPS-linked salaries, it’s your first line of defense in smart money management.
From apps and ATMs to SMS and customer care, FAB ensures you always stay informed, secure, and in control.
Whether you’re a student budgeting for the week, a professional managing multiple accounts, or an employer handling salaries—FAB offers the tools you need, wherever you are in the Emirates.
FAQs: FAB Balance Check in the UAE
What is the easiest way to check my FAB balance?
Using the FAB Mobile App is the most user-friendly method for account holders.
Can I check my Ratibi card balance online?
Yes. Visit https://ppc.bankfab.com and enter your card details.
Is there a charge for SMS balance checks?
Standard SMS rates may apply depending on your mobile provider.
Do I need a bank account for a FAB salary card?
No. The Ratibi card allows you to receive salaries without opening a bank account.
Is FAB balance check available 24/7?
Yes, through the app, website, and ATM services.
Where can I find more UAE banking insights?
Check the Banking section on ventsmegbusiness.com for expert tips and guides.
